(PRWEB) April 3, 2005

New health savings accounts (HSA’s) represent a viable option for those searching for low cost health insurance. A health savings statement is a special tax-sheltered savings statement for medical expenses and is similar to an IRA in concept. Instead of purchasing expensive health insurance with low co-pays, you purchase low cost health insurance (with a high deductible) for the “big bills” and deposit the difference in the HSA to cover the “small bills.” Money deposited into health savings accounts is 100% tax deductible and can be easily accessed by check or debit card to pay medical bills tax-free including expenses not covered by insurance like dental and vision. Monies not used for medical expenses remain the property of the individual statement holder, not the insurance company. You can visit our website at http://www.low-cost-health-insurance-programs.com for more information.

The benefits of health savings accounts are numerous and include the following:

Lower monthly health insurance premiums

More stability in premiums

Immediate tax savings

Long-term growth potential

Tax-free withdrawals to pay medical expenses

Tax-free withdrawals to pay for long-term care insurance or COBRA premiums

Freedom to select your own medical providers

More control over your own healthcare decisions

If you are looking for low cost health insurance and have a desire not to pay high health insurance premiums while reducing federal income taxes, health savings accounts might be for you. Blue Cross, Blue Shield, HealthNet, PacifiCare, and Fortis all offer excellent HSA compatible plans. Health savings accounts are the wave of the future! You owe it to yourself to check them out!

For further information contact:

John F. Pack

http://www.low-cost-health-insurance-programs.com

calrep@cox.net

866-323-6697

CA Insurance License 0D98889

AZ Insurance License 155456

John F. Pack is a licensed insurance agent providing low cost health insurance and dental insurance in the says of Arizona and California for individuals and small business groups.

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, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.

CLEVELAND, OH (PRWEB) Might 23, 2006 -–

Insurance.com recently confirmed that consumers who are driving less because of higher gas prices could be saving money on their insurance.

A current analysis by the Consumer Federation of USA (CFA) indicated that drivers could save an average of 5 to 10 percent on their auto insurance rates if they reduced their annual mileage.

“Many insurance companies look at how much you drive apiece year,” explains Dave Roush, CEO of Insurance.com, “and a small change in your yearly mileage could result in huge savings.”

Insurance companies think about whether or not a driver is using a automobile for business or pleasure, and even reducing the number of miles driven to work apiece week could result in savings. The CFA report uses the example of simply reducing miles driven apiece week from 200 to 175. This small annual mileage reduction from 10,400 to 9,100 could make a huge difference to auto insurance rates. Drivers can cut down on their mileage by car-pooling for work, making fewer trips, or consolidating errands into one trip.

“Insurance companies often use 10,000 miles as a price point in determining auto insurance rates,” Roush reported. “If you drive less than 10,000 miles annually, you could see a savings of about 5 percent on your premium.”

Less driving means less exposure to situations that could result in an accident. This results in fewer claims, and encourages insurers to lower rates.

J. Robert Hunter, director of insurance for the CFA, recommends that it’s a good intent if “consumers who are driving less shop around before renewing their policy.”

Roush concurs with Hunter’s advice. “It’s important to regularly confirm you’re getting the ideal deal from your auto insurance. You might find that you’ve saved several hundred dollars just by spending a few minutes comparing rates.”

About Insurance.com

Insurance.com, based in Solon, Ohio, is owned and operated by ComparisonMarket, Inc. The Insurance.com website enables consumers to instantly compare and buy competitive auto insurance quotes directly from any of more than a dozen leading insurance carriers. When ready to purchase, users have the option of completing the transaction online or speaking directly to an unbiased licensed agent. Other products include life, health and home insurance as well as travel, dental and pet health insurance.

In addition to Insurance.com, ComparisonMarket provides private tagged solutions to financial institutions, affinity groups and online marketplaces to offer their customers real choice and savings opportunities on auto insurance.

CONTACT:

Dave Roush

CEO, Insurance.com

440-498-0971

http://www.insurance.com

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©Copyright 1997-

, Vocus PRW Holdings, LLC.
Vocus, PRWeb, and Publicity Wire are trademarks or registered trademarks of Vocus, Inc. or Vocus PRW Holdings, LLC.