Archive for September 1st, 2010
Freed Insurance Bureau Releases Five Tips to Finding Affordable, Quality Arizona Health Insurance
Phoenix, Ariz. (Vocus) November 12, 2007
It is doable to find clean deals on health insurance in Arizona but the key is knowing where to shop, according to the Freed Insurance Agency, a leading independent broker specializing in Arizona health insurance.
Just like mortgage brokers who search lenders to find the ideal rates, independent insurance brokers like Freed Insurance Bureau find the lowest rates among insurance companies who are competing for your business.
“We look out for the clients’ ideal interest and work for the client,” states Steve Freed of the Freed Insurance Agency. “We don’t work for insurance companies.”
Here are 5 tips to finding inexpensive Arizona health insurance from the Freed Insurance Agency:
1. Shop an Independent Broker.
Independent brokers work for the consumer. They represent a variety of Arizona insurance carriers and can wage health care options. Brokers represent leading insurance carriers in the industry.
2. Go with Quality.
The trend in Arizona is to offer jobs that are full-time, but offer no benefits. Some companies will deny benefits to employees who have pre-existing health conditions. So when shopping, get the ideal coverage you can.
3. Keep Insurance Coverage for Life.
The good part about getting your own health insurance in Arizona is once you have it, it can’t be taken away from you—even if you begin ill.
4. Get Health Insurance Before Developing a Problem.
It’s less costly when you lock in before you develop a health related issue. Some people who want to begin their own small business simply can’t because of the cost of health insurance. So, if you’re thinking about doing that, do so before developing a health problem.
5. Have Reasonable Expectations.
A 40 year old with a family of four with no preexisting health conditions should anticipate to pay $ 600-$ 700 a month on a low deductible PPO plan with a physician co-pay. However by raising the deductible to $ 2500 or $ 5000 it’s doable to cut that monthly premium in half and still maintain a $ 20 or $ 30 physician co-pay, along with a first dollar Rx card.
“The deductible only comes into play when entering a hospital or need outpatient surgery or outpatient testing,” states Freed. “If you want inexpensive health insurance you might need to adopt some of the risk.”
About Freed Insurance Agency: The Freed Insurance Bureau is a leading health insurance broker in Arizona. The company works with customers to search for inexpensive Arizona health insurance. As a broker, the company works for the customer and not the Arizona health insurance companies.
Contact: Carol or Steve Freed
Email: fiainsure @ aol.com
Phone: (480) 671-5434/Valley wide: (800) 422-0500
Web site: http://www.FreedInsuranceAgency.com
This press release was issued through PRNewsChannel.com. For more information, please visit http://www.PRNewschannel.com
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